MEERKAT CRYPTOCURRENCY WALLET TRACKER BY SALT TERMS OF USE

Last Updated: December 19, 2018

The following terms of use (the “Terms”) constitute a binding agreement between you and Salt Lending Holdings, Inc. (“SALT,” “we,” or “us”) with respect to your use of SALT’s Meerkat Cryptocurrency Wallet Tracker app that links to these Terms (collectively, the“Site”). You must be at least the legal age of majority in your place of residence to access and use the Site.

We may revise and update these Terms from time to time and will post the updated Terms to the Site. We encourage you to periodically review this page for the latest information on our terms of use. If changes to these Terms are material (i.e., changes we believe you will find important), we will provide notice to you by e-mail or by posting notice of the changes on the Site. UNLESS OTHERWISE INDICATED, ANY CHANGES TO THESE TERMS WILL APPLY IMMEDIATELY UPON POSTING TO THE SITE.

  1. License; Restrictions on Use

    Subject to these Terms, we grant to you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site for your personal, non-commercial use, including any graphics, text, instructions, images, audio files and/or other sounds, videos, and other materials you may view on, access through, or are otherwise related to the Site (collectively, the“Content”).

    You agree not to:

    • except as otherwise provided in these Terms, copy, download, or store the Content in a retrieval system for any other purpose, or redistribute, reuse, or modify the Content for any purpose, without our express written permission;
    • collect information from the Site using an automated software tool or manually on a mass basis;
    • use automated means to access the Site, or gain unauthorized access to the Site or to any account or computer system connected to the Site;
    • obtain, or attempt to obtain, access to areas of the Site or our systems that are not intended for access by you;
    • “flood” the Site with requests or otherwise overburden, disrupt, or harm the Site or our systems;
    • send bulk emails, surveys, or other mass messaging, whether commercial in nature or not;
    • use the Site to promote or operate any service or content without our prior written consent;
    • restrict or inhibit other users from accessing or using the Site;
    • modify or delete any copyright, trademark, or other proprietary rights notices that appear on the Site or in the Content;
    • engage in or create any unlawful gambling, sweepstakes, or pyramid scheme;
    • imply any endorsement by SALT;
    • intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;
    • provide support or resources to any organization designated by the United States government as a "foreign terrorist organization" pursuant to Section 219 of the Immigration Nationality Act; or
    • access or use the Site or any Content for any unlawful purpose or otherwise beyond the scope of the rights granted to you in these Terms.
  2. Ownership

    The Site and the Content are owned by SALT and its licensors, and are protected under copyright, trademark, and other applicable United States and international laws and treaties. Without limiting the foregoing, the trademarks, trade names, service marks, and logos displayed on the Site are registered and unregistered marks of SALT and its licensors. You acknowledge and agree that, as between you and SALT, SALT is and shall remain the sole owner of the Site and the Content, including, without limitation, all patents, copyrights, trademarks, trade secrets, and other intellectual property and proprietary rights therein and thereto.

    Pursuant to Section 512(c)(2) of the Copyright Act, SALT designates the following agent to receive notifications of claimed infringement :

    support@saltlending.com
    Legal Department
    Salt Lending Holdings, Inc.
    07 17th Street, Suite 3200
    Denver, CO 80202
  3. Proprietary Rights

    The Site and any software or technology that may be used in connection with the Site may contain proprietary and confidential material that may be protected by intellectual property rights and other laws. Except as may be expressly authorized by SALT, or as otherwise permitted by applicable law, you agree that you shall not alter, modify, lease, rent, loan, sell, transmit, distribute, broadcast, publicly perform or create any derivative works which are based upon, or derived from, the Site (including any Content, or any software or services provided or made available therefrom).

  4. Children

    By using the Site, you represent and warranty that you are at least the age of majority in your place of residence and can legally enter into a binding agreement with us. We disclaim all and any liability for any misrepresentation of your own, or any other user’s age. You further represent any warrant that you are not prohibited by any applicable law from using the Site.

  5. Site Availability

    We reserve the right to make changes to, suspend, or discontinue (temporarily or permanently) the Site or any portion thereof (including any Content) at any time. You agree that we will not be liable to you or to any third party for any such change, suspension, or discontinuance.

    In particular, we may, without any prior notice, suspend, terminate and/or limit your account and access to the Site at any time in the event of:

    • any breach or violation of this Agreement or any other incorporated agreement, regulation and/or guideline;
    • any requests from law enforcement or any other governmental agencies;
    • the discontinuance, alteration and/or material modification to the Site, or any part thereof;
    • unexpected technical or security issues and/or problems;
    • any extended periods of inactivity;
    • any engagement by you in any fraudulent or illegal activities; and/or
    • the nonpayment of any associated fees that may be owed by you in connection with the Site.

    Furthermore, you hereby agree that any and all terminations, suspensions, discontinuances, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of your account, associated email address and/or access to any of the Site or any Paid Services.

    The termination of your account shall include any and/or all of the following:

    • the removal of any access to all or any part of the Site;
    • the immediate cessation of any cryptocurrency wallet notifications;
    • the deletion of any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof; and
    • the barring of any further use of all or part of the Site.

    At the termination of these Terms, any provisions that would be expected to survive termination by their nature shall remain in full force and effect.

  6. Privacy Policy

    All personally identifiable information that the Site may collect is subject to, and treated in accordance with, the terms of SALT's Meerkat Privacy Policy Privacy Policy.

  7. Third-Party Materials, Goods and Services

    The Site may display, include, or make available third-party content (including data, information, applications and other products services and/or materials) or provide links to third-party websites or services (collectively, “Third Party Materials”). You acknowledge and agree that SALT is not responsible for Third Party Materials, including their accuracy, completeness, timeliness, validity, legality, decency, quality, or any other aspect thereof. SALT does not assume and will not have any liability to you or any other person or entity for any Third Party Materials. Representations made regarding products and services provided by third parties will be governed by the policies and representations made by these third parties. SALT is not responsible or liable for your transactions, dealings or interactions with third parties.

  8. Indemnification

    You agree to indemnify, defend, and hold SALT and its affiliates, licensors, partners, and service providers, and the officers, directors, employees, agents, and representatives of each of them (collectively, the “SALT Entities”) harmless from and against any claims, liabilities, losses, damages, judgments, awards, costs, and expenses (including reasonable attorneys’ fees) arising out of or resulting from your use of the Site and/or any Content, or any violation of these Terms or applicable law. We reserve the right, at our own expense, to assume the exclusive defense and control of any action subject to indemnification by you, and in such event you agree to cooperate with us in defending such action. You agree not to settle any such matter without the prior written consent of SALT.

  9. Import/Export Compliance

    When using the Site, you agree to comply with all local laws, rules and regulations applicable to online conduct ad acceptable content. You agree that your use of the Site will comply with all applicable import and export laws, rules and regulations, including but not limited to the United States Export Administration Regulations and Sanctions Programs.

  10. DISCLAIMERS

    THE SITE AND THE CONTENT ARE PROVIDED TO YOU FOR INFORMATION PURPOSES ONLY ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, AND SALT HEREBY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SALT DOES DO NOT MAKE ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE OR ANY CONTENT, NOR DOES SALT REPRESENT OR WARRANT THAT DEFECTS WILL BE CORRECTED, THAT THE SITE, CONTENT, OR THE SERVERS THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SITE OR THE CONTENT WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. ACCORDINGLY, SALT IS NOT LIABLE TO YOU FOR ANY LOSS OR DAMAGE THAT MIGHT ARISE, FOR EXAMPLE, FROM THE SITE’S INOPERABILITY, UNAVAILABILITY, DOWNTIME OR SECURITY VULNERABILITIES OR FROM YOUR RELIANCE ON THE QUALITY, ACCURACY, AVAILABILITY, OR RELIABILITY OF THE INFORMATION FOUND ON, USED ON, OR MADE AVAILABLE THROUGH THE SITE.

    THE SITE AND CONTENT SHALL NOT BE A SUBSTITUTE FOR TRADING, INVESTMENT OR ANY OTHER ADVICE FROM A LICENSED PROFESSIONAL. SALT SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY TRADING AND/OR INVESTMENT DECISIONS BASED ON ANY INFORMATION OBTAINED VIA THE SITE.

  11. LIMITATION OF LIABILITY

    TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL SALT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR THE CONTENT, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. SALT’S MAXIMUM AGGREGATE LIABILITY TO YOU FOR LOSSES OR DAMAGES THAT YOU SUFFER IN CONNECTION WITH THESE TERMS OF USE OF THE SITE OR ANY CONTENT IS LIMITED TO U.S. $ 10.00. THE FOREGOING LIMITATIONS SHALL APPLY EVEN IF YOUR REMEDIES UNDER THESE TERMS OF USE FAIL OF THEIR ESSENTIAL PURPOSE.

    Some jurisdictions do not allow the exclusion or limitation of certain warranties or consequential damages, so some of the exclusions and/or limitations in Section 10 and this Section 11 may not apply to you.

  12. Reservation Of Rights

    SALT reserves all of SALT's rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that SALT may have in and to the Site and the Content. Other than as set forth in these Terms, the use of SALT's rights and property requires SALT’s prior written consent. By making services available to you, SALT is not providing you with any implied or express licenses or rights, and you will have no rights to make any commercial use of the Site without SALT's prior written consent.

  13. Disclosures and Disclaimers

    Nothing contained on the Site constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Site constitutes a solicitation or offer by SALT or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Site are the sole responsibility of the visitor and the information contained on the Site has been prepared without reference to any particular user's investment requirements or financial situation.

    SALT makes no representations that the Content is appropriate for use in all locations, or that the transactions, securities, products, instruments, or services discussed on the Site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors. You acknowledge and agree that SALT has no control over, or liability for, any information included in, or arising from blockchain ledgers.

  14. Miscellaneous

    Applicable Law, Jurisdiction and Venue. You agree that these Terms and any dispute arising out of your use of the Site, Content, or products purchased through the Site shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to any conflict of law provisions. Any legal suit, action, or proceeding arising out of or related to these Terms, the Site or Content shall be instituted exclusively in the federal or state courts located in Denver, Colorado. You agree to waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Geographic Restrictions. SALT is based in the State of Colorado in the United States. SALT makes no claims that the Site or Content are accessible or appropriate outside of the United States. Access to and use of the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

Waiver of Jury Trial YOU HEREBY IRREVOCABLY WAIVE ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, SUIT, PROCEEDING, CLAIM, OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE SITE, SERVICES OR CONTENT.

Waiver and Severability. Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision. If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent possible, and the remaining provisions of these Terms of Use will continue in full force and effect.

Entire Agreement These Terms constitute the sole and entire agreement between you and SALT with respect to the subject matter hereof, and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.

Questions. If you have any questions about the Site or these Terms, please contact us at support@meerkat.watch.

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