Meerkat Cryptocurrency Wallet Tracker App by Salt Privacy Policy

Last Updated: December 19, 2018

Salt Lending Holdings, Inc. (“SALT”, “we”, “us” or “our”) respects your privacy. This Privacy Policy describes the types of information we may collect from you use when you use the SALT’s Meerkat Cryptocurrency Wallet Tracker app that links to this Privacy Policy (collectively, the “Site”), and our practices for collecting, using and disclosing that information. This Privacy Policy does not cover any Personal Information that we may receive about you through sources other than the Site.

We may revise and update this Privacy Policy from time to time and will post the updated Privacy Policy to our Site. We encourage you to periodically review this page for the latest information on our privacy practices. If changes to the Privacy Policy are material (i.e., changes we believe you will find important), we will provide notice to you by e-mail or by posting notice of the changes on the Site. UNLESS OTHERWISE INDICATED, ANY CHANGES TO THIS PRIVACY POLICY WILL APPLY IMMEDIATELY UPON POSTING TO THE SITE.

1. Information We Collect About You and How We Collect It

   We collect information through our Site in the following ways:

   • Directly from you when you provide it to us (described in more detail in Section 2).
   • Automatically as you navigate through the Site. Information collected automatically may include usage details, IP addresses, and information collected through cookies and other tracking technologies (described in more detail in Section 3).
   • From public blockchain ledgers.
   • From third parties, for example, our business partners who perform services on our behalf.

   We collect several types of information from and about users of our Site, including Personal Information. The legal definition of “Personal Information” varies from jurisdiction to jurisdiction. Under this Privacy Policy, the term “Personal Information” refers to information that, either alone or in combination with other information, identifies you.

2. Types of Information You Provide to Us

   Examples of the types of Personal Information that you may provide us on our Site (e.g., by submitting this information to us via a form) include:

   • Sign Up Information: Email and name.
   • Account Information: Information that you provide about yourself if you create an account, such as your name and e-mail address. You may also provide us with information about any crypto currency wallets that you would like to track via the Site.
   • Purchase and Payment Information: To the extent a paid account is available and you sign up, details of transactions you carry out through our Site and of the fulfillment of your orders.
   • Correspondence: Records and copies of your correspondence (including e-mail addresses), if you contact us.
   • Survey Responses: Your responses to surveys that we might ask you to complete for research purposes.
3. Information We Collect Through Automatic Data Collection Technologies, Including Cookies

   As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your device, browsing actions and patterns, including:

   • Details of your visits to our Site, including traffic data, location data, logs, other communications data and the resources that you access and use on our Site.
   • Information about your computer and internet connection, including your IP address, operating system and browser type.

   We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services.

   The information we collect automatically (which may include Personal Information) is converted into statistical data, but we may maintain it or associate it with Personal Information we collect in other ways or receive from third parties. This information helps us to improve our Site and to deliver a better and more personalized service, including by enabling us to:

   • Estimate our audience size and usage patterns.
   • Store information about your preferences, allowing us to customize our Site and marketing messages according to your individual interests.
   • Speed up your searches.
   • Recognize you when you return to our Site.

   The technologies we use for this automatic data collection may include:

   • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Site.
   • Flash Cookies. Certain features of our Site may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from and on our Site. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Section 7.
   • Web Beacons. Pages of our Site and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs. pixel tags and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an e-mail and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
   • FullStory: SALT utilizes FullStory, a third-party SaaS analytics service (FullStory), to help enhance your experience when using the SALT website and platform. FullStory allows SALT to watch a video playback of user sessions on our platform, enabling meaningful insight into your experience, as an effective way to identify usability problems and other areas for improvement. Information about FullStory can be found at www.fullstory.com. FullStory ensures that your data is securely stored and accessible only to SALT, although SALT has configured the use of FullStory to exclude any personal identifiable information, except for an email address. However, if despite the benefits and improvements that FullStory helps SALT to implement, you wish to prevent SALT from using FullStory to record activity, you can opt-out of FullStory by visiting https://www.fullstory.com/optout/#. Opting out will create a cookie that tells FullStory to turn off recording. The presence of this cookie is required to continue opting out, which means if you clear your browser cookies, you will have to opt-out again.
4. Third-Party Use of Cookies and Other Tracking Technologies

   Some content or applications, including advertisements and social media features (e.g., a “Like” button), on our Site are served by third-parties, including advertisers, ad networks and servers, content providers and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with Personal Information or they may collect information, including Personal Information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

   We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible third-party provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Section 7.

5. How We Use Personal Information

   We use information that we collect about you or that you provide to us, including any Personal Information:We use information that we collect about you or that you provide to us, including any Personal Information:

   • To present our Site and its contents to you.
   • To provide you with information, products or services that you request from us, including by email.
   • To provide you with notices about your account or use of our Site.
   • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
   • To notify you about changes to our Site or any products or services we offer or provide though it.
   • To allow you to participate in interactive features on our Site.
   • To protect against fraud and abuse (including through the use of automated fraud detection technology implemented by SALT or its third-party service providers).
   • In any other way we may describe when you provide the information.
   • For any other purpose with your consent.

   We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose Personal Information about you for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

6. Disclosure of Personal Information

   We may disclose Personal Information that we collect or you provide as described in this Privacy Policy:

   • To our subsidiaries and affiliates.
   • To Google Analytics, an analytics service, to help us analyze the traffic on our Site. For more information on Google Analytics’ processing of Personal Information, please see “How Google uses data when you use our partners' sites or apps.”
   • To advertising providers we use to help promote our products on our Site and on third-party websites.
   • To our contractors, service providers and other third parties (e.g., payment processors) that we use to support our business and who are bound by contractual obligations to keep Personal Information confidential and use it only for the purposes for which we disclose it to them.
   • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which Personal Information held by SALT about our Site users is among the assets transferred.
   • To fulfill the purpose for which you provide it.
   • For any other purpose disclosed by us when you provide the information.
   • With your consent.

   We may also disclose Personal Information:

   • To comply with any court order, law or legal or regulatory process.
   • To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes. Terms of Use
   • If we believe disclosure is necessary or appropriate to protect the rights, property, or the safety of SALT, our customers, or others.

   We also may disclose aggregated information about our users, and other information that does not identify any individual, without restriction.

7. Choices About How We Use and Disclose Personal Information

   We strive to provide you with choices regarding the Personal Information you provide to us. Here are some ways that you may control the information we collect about or from you on our Site:

   • Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of our Site may then be inaccessible or not function properly.

   Although there may be other ways for you to opt out of certain tracking and advertising activities than those listed above, we currently do not respond or take any action with respect to web browser "do not track" signals.

8. Your California Privacy Rights

   California law permits users who are residents of California to request the following information regarding our disclosure of your Personal Information to third parties for those third parties’ direct marketing purposes (i) a list of certain categories of Personal Information that we have disclosed to certain third parties for their direct marketing purposes during the immediately preceding calendar year, (ii) the identity of certain third parties that received Personal Information from us for their direct marketing purposes during that calendar year, and (iii) examples of the products or services marketed (if we have that information). If you are a California resident and would like to make such a request, please e-mail us at support@meerkat.watch.

9. Additional Rights Relating to Personal Information

   If you would like to access, amend, delete, export or restrict the processing of Personal Information collected via our Site, you may submit a request to support@meerkat.watch. We will respond to requests in accordance with applicable law. We cannot delete your Personal Information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

   Depending on where you live, you may have a right to lodge a complaint with a regulatory agency if you believe that we have violated any of the rights concerning Personal Information about you. We encourage you to first reach out to us at support@meerkat.watch, so we have an opportunity to address your concerns directly before you do so.

10. Data Security

    We have implemented measures designed to secure Personal Information from accidental loss and from unauthorized access, use, alteration and disclosure. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect Personal Information, we cannot guarantee the security of Personal Information transmitted to our Site. Any transmission of Personal Information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our Site.

    The safety and security of Personal Information also depends on you. You are responsible for keeping any of your account log-in credentials confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of our Site because such information may be viewed by any user of our Site.

11. Children

    We do not knowingly collect Personal Information from persons under 13. If we learn that we have collected or received Personal Information from a person under the age of 13, we will delete that information. If you believe we might have any information from or about a person under 13, please contact us at support@meerkat.watch. Please also note that if you are under the age of majority in your place of residence, you are not permitted to use this Site or any of its features.

12. Retention of Personal Information

    We will retain your Personal Information for the period necessary to fulfill the purposes for which your Personal Information has been collected as outlined in this Privacy Policy, unless a longer retention period is required by law.

13. Personal Information Transferred from Outside the United States

    The Site is operated from, and all Personal Information collected via the Site will be stored and processed in, the United States. Although we take steps to provide adequate safeguards, the data protection laws of the United States might not be as comprehensive as those in your country. By using the Site, you consent to Personal Information about you being transferred to the United States for the purposes described in this Privacy Policy.

14. Contact Information

    To ask questions or comment about this Privacy Policy and our privacy practices, contact us at support@meerkat.watch.